Justin, My name is Pam and I am a long-time reader of your column. I am writing about my mother, Geraldine. She lives at home and is in decent health. Over the last two years since my father’s passing, her health has declined. She stopped driving and reluctantly hired in-home care for a few hours per day as recommended by her doctor. She is concerned that she will be forced into a nursing home one day when she can no longer afford to pay for home care. Mom owns her home, some savings, and is the widow of a Vietnam veteran. Do any programs exist to help her?