Justin, my mother recently passed away, and I called to ask for the claim form on her life insurance. The company refused to give me any information. She was a widow, and I’m her only child. Why won’t they talk to me?
Justin, I have a son who has down syndrome. I want to make sure he is taken care of when I die, but I don’t want him to lose his disability payment. Should I disinherit him and leave everything to the person I want to take care of him?
Justin, My dad recently named me as his power of attorney, and he emailed me a copy of the document. From what I can tell, it appears to be something called a “springing durable power of attorney.” Can you tell me what exactly this means?
Justin, My financial advisor recently raised a concern about the beneficiary designations on my IRAs. He said naming my living trust as a death beneficiary on my IRAs was a bad idea, but I’m not clear on why. Can you shed some light on my situation?
Justin, my husband has been receiving rehabilitation in a nursing home for the past two months, but I just received word that Medicare isn’t going to pay for his care any longer. I was told we’d owe over $5,000 per month starting next week. What have we done wrong? Why won’t Medicare cover his expenses?
Justin, I just had a revocable trust drawn up, and I think I understand what it does and why I did it, but after reading the information on your website, I’m curious about the difference between a revocable trust, like I have, and an irrevocable trust. Should I have done an irrevocable trust?
Justin, my brother and I were co-owners of some land. He passed away, and I’m trying to sell the property, but the title company said I have to probate his part. After my dad died, my mom was able to sell their house without any problem. I don’t understand why I’m having trouble?
Justin, I’m ready to get my affairs in order, but I don’t even know what questions to ask. I assume I either need a will or a trust, but I don’t know which is better. How do I decide which is right for me?
Justin, my sisters and I have been looking into nursing home care for our mother. Her dementia and mobility issues have progressed to a point where she needs more assistance than we can provide. She does not have the resources to pay for the facility for long, but she makes almost $2,400 per month. We heard that because she makes so much she will not qualify for Medicaid. Please tell us there is something we can do!
Justin, my husband has dementia and his doctors say he will have to move to a nursing home soon. We will try to apply for Medicaid because the facility I prefer costs around $6,000 per month, but I’ve heard that all of our household income must go toward the nursing home bill before Medicaid pays the rest. This is going to leave me broke! Is this right?
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