Melissa, I just read an article that says 70 percent of people over the age of 65 will need long-term care at some point. That’s a little bit terrifying to me. What can I do to be ready so I don’t lose everything trying to pay for it?
How Can I Prepare For Long-term Care? Read More »
Justin, My mom is currently in rehab at a nursing home, and her insurance is covering all the charges. But her care team told us yesterday that she will need to transfer to the long-term care unit soon. My dad still lives at home, and they don’t have enough to cover the nursing home costs and meet his expenses. I was told that Medicaid could help, but they would have to get down below $2,000. My dad will be broke! Do we have any other options?
How Can We Afford This Nursing Home? Read More »
Justin, after waiting four months for a decision my mother was recently denied Medicaid for being over-resourced. The nursing home said before they could apply for Medicaid she had to spend all her savings to below $2,000, but she would be able to keep her house.
Why Was My Mother Denied Medicaid For Owning A Home? Read More »
Justin, my husband has been receiving rehabilitation in a nursing home for the past two months, but I just received word that Medicare isn’t going to pay for his care any longer. I was told we’d owe over $5,000 per month starting next week. What have we done wrong? Why won’t Medicare cover his expenses?
Why Won’t Medicare Pay Our Long-Term Care Costs? Read More »
Justin, my sisters and I have been looking into nursing home care for our mother. Her dementia and mobility issues have progressed to a point where she needs more assistance than we can provide. She does not have the resources to pay for the facility for long, but she makes almost $2,400 per month. We heard that because she makes so much she will not qualify for Medicaid. Please tell us there is something we can do!
How Can My Mother Qualify For Medicaid With High Income? Read More »
Justin, my husband has dementia and his doctors say he will have to move to a nursing home soon. We will try to apply for Medicaid because the facility I prefer costs around $6,000 per month, but I’ve heard that all of our household income must go toward the nursing home bill before Medicaid pays the rest. This is going to leave me broke! Is this right?
How Does Medicaid Treat Income For Married Couples? Read More »
Justin, my second husband has dementia and will need a nursing home soon. When my first husband died, I inherited around $135,000 from him, which I have always kept separate in my second marriage. I was recently told that Medicaid will take my inheritance from me when my husband goes into a nursing home. This is not his money! Can this be legal?
What Can Medicaid Take? Read More »
Justin, My mother just received a Medicaid denial letter in the mail, and we desperately need some help. She worked with my father’s nursing home to apply for Medicaid six months ago, and based on what she was told when the application went in, we assumed Medicaid coverage for my father was a done deal. Now the nursing home is telling us that my mother owes almost $30,000 because of this denial.
What Can We Do About This Medicaid Denial? Read More »
The 529 College Savings Account (“529 Plan”) is an estate planning and college savings tool that has its place in a grandparent’s well-rounded estate plan, but the pros and cons should be considered before heading down to your local bank or opening an account online. In addition, as an Elder Law practice, we also want you to be informed about the affect a 529 Plan may have on your long term care Medicaid eligibility.
Things Grandparents Should Know about the 529 College Savings Account Read More »
Justin, My father recently suffered a bad fall and is now receiving rehab from a local in-patient nursing and rehabilitation facility. If my father ends up needing to stay in the nursing home long-term, and he later applies for Medicaid, will he be allowed to keep his home?
Can I own my home and qualify for Medicaid assistance? Read More »
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